Imagine waking up to the sound of waves, stepping onto your terrace with a view of endless turquoise waters, and knowing that this slice of paradise is yours. Buying real estate in Mexico is not just an investment—it’s an invitation to a lifestyle of luxury, tranquility, and untapped potential.
Can Foreigners Buy Real Estate in Mexico? Absolutely. Here’s How.
Mexico has long been a haven for international buyers, offering breathtaking coastal properties, high-value investments, and an inviting legal framework for foreigners. Whether you dream of a luxury villa in Tulum, a beachfront condo in Los Cabos, or a private retreat in the Riviera Nayarit, owning property in Mexico is more accessible than ever.
However, there’s one crucial factor to understand—Mexico’s Restricted Zone.
Understanding the “Restricted Zone” & How to Buy Safely
Under Mexican law, foreigners cannot directly own land within 50 kilometers (31 miles) of the coastline or 100 kilometers (62 miles) from international borders (MexLaw). However, there are two secure and legal ways to acquire property in these prime locations:
1. Buying Through a Bank Trust (Fideicomiso) – The Most Common & Secure Option
A Fideicomiso is a bank trust that allows foreign buyers to fully control and enjoy their property while adhering to Mexican law. Here’s how it works:
✔ The property is held in trust by a Mexican bank, acting as the trustee.
✔ You have full ownership rights—you can sell, rent, renovate, or pass it on to your heirs.
✔ The trust is renewable every 50 years and can be easily transferred or inherited.
✔ The setup fee ranges from $500 to $1,000 USD, with annual maintenance fees of $500 to $700 USD (Beach Please Mexico).
This process is fully recognized and protected by Mexican law, ensuring that international buyers can invest with confidence.
2. Buying Through a Mexican Corporation – Ideal for Investors
For those looking to buy multiple properties, develop real estate, or operate rental properties, setting up a Mexican corporation can be a smart move.
✔ A foreigner can own 100% of a Mexican corporation.
✔ The corporation holds the property directly—no need for a fideicomiso.
✔ Ideal for vacation rentals, boutique hotels, or commercial real estate (MexLaw).
While this option involves business regulations and tax responsibilities, it’s an excellent strategy for investors seeking high-yield rental properties in Mexico’s booming tourism hubs.
Top Coastal Destinations for Foreign Buyers in Mexico
Mexico’s stunning coastline offers some of the most desirable and high-value real estate in the world. Whether you’re looking for a personal retreat, a vacation home, or a rental investment, these are the best locations to consider:
🌴 Tulum & the Riviera Maya – The Bohemian-Luxury Hotspot
✔ Eco-luxury villas & beachfront estates
✔ Strong short-term rental market (Airbnb, luxury rentals)
✔ Exclusive gated communities in Selvazama, Aldea Zama, & Tankah Bay
🌊 Los Cabos – Where the Desert Meets the Sea
✔ High-end resorts & celebrity-owned estates
✔ Home to Jack Nicklaus golf courses & luxury marinas
✔ Gated communities in Palmilla, Pedregal, & Puerto Los Cabos
🌅 Puerto Vallarta & Riviera Nayarit – Pacific Coast Beauty
✔ Modern condos & ocean-view villas
✔ Excellent infrastructure & expat-friendly communities
✔ Luxury developments in Punta Mita, Sayulita, & Conchas Chinas
🏝 Playa del Carmen – The Cosmopolitan Coastal Hub
✔ Walkable city with beachfront condos & penthouses
✔ Vibrant dining & nightlife scene
✔ Gated communities in Playacar & Corasol
🏖 The Baja California Peninsula – A Rising Investment Haven
✔ Low-density beachfront developments
✔ World-class wine country nearby (Valle de Guadalupe)
✔ Hidden gems like Todos Santos & La Paz
The Buying Process – Step by Step
1️⃣ Find Your Dream Property – Work with a trusted luxury real estate agent who understands coastal investments and legal requirements for foreigners.
2️⃣ Secure a Purchase Agreement (Offer to Buy) – This outlines price, terms, and conditions.
3️⃣ Open a Fideicomiso (If Needed) – Your real estate lawyer will guide you through setting up a bank trust (for coastal properties).
4️⃣ Due Diligence & Title Search – A Notary Public will verify that the title is clear, with no debts or legal issues (ICLG).
5️⃣ Make the Payment & Sign the Final Deed – Once all legal checks are complete, the final deed is signed before a notary, and you officially own your property.
6️⃣ Register Your Property & Pay Closing Costs – Closing costs typically range from 5% to 7% of the property value, covering taxes, legal fees, and registration.
Investing in Mexico’s Coastal Real Estate – What You Need to Know
✔ Property Taxes Are Low – Property taxes in Mexico are minimal, usually 0.1% to 0.3% annually (MexLaw).
✔ High Rental Demand – Coastal destinations like Tulum, Playa Del Carmen, Cabo, and Puerto Vallarta offer lucrative short-term rental income thanks to growing tourism.
✔ Visa & Residency Benefits – Owning property can help you qualify for a Temporary or Permanent Resident Visa, making it easier to stay long-term.
Why Now is the Time to Buy in Mexico
Mexico’s coastal real estate market is booming, with luxury developments, eco-friendly designs, and high ROI investment opportunities. As global demand rises for vacation homes and rental properties, buying now means securing a prime spot in one of the most desirable property markets in the world.
🌴 Are you ready to own a beachfront villa, jungle retreat, or luxury condo in Mexico? Contact us today to explore exclusive listings in Mexico’s most breathtaking coastal destinations.
📩 Inquire now and start your journey to owning a piece of paradise.
Tulum: The Call of Paradise
A Destination Like No Other – The Spirit of Tulum
Xanbel Tulum – Exclusive Luxury Villas in Selvazama
Coastal Properties in Mexico’s Maya Riviera
Brahma Apartments: One-Bedroom Luxury Residence in Tulum
Two-Bedroom Condo at Brahma Apartments
Exclusive Three-Bedroom Penthouse at Brahma Apartments in Tulum
CASA CRISTAL: Exquisite Independent Villa in La Privada, Aldea Zama, Tulum
Xanbel Tulum – Exclusive Luxury Villas in Selvazama
